OUR SERVICES

PCI-DSS

Ensuring Secure Payment Processing & Cardholder Data Protection

 

Yoga takes you into the present moment. The only place where life exists.

The Payment Card Industry Data Security Standard (PCI-DSS) is a globally recognized security framework designed to protect cardholder data and ensure the secure processing of payment transactions. Any business that stores, processes, or transmits payment card information must comply with PCI-DSS to prevent fraud, data breaches, and financial risks.

PCI DSS compliance is essential for any organisation that handles payment card data. Here’s a quick snapshot of who needs to adhere to PCI DSS:

  • Merchants: Businesses that accept credit or debit card payments, whether online or in-store.
  • Service Providers: Entities that store, process, or transmit payment card data on behalf of merchants (e.g. payment gateways, hosting providers, and call centres).
  • E-commerce Websites: Online retailers that process card payments and store customer payment details.
  • Financial Institutions: Banks and other institutions involved in processing or handling card transactions.
  • Third-Party Vendors: Companies that provide IT services or applications which manage, transmit, or store cardholder data.

In addition to the basic mandate, merchants are often categorised into different levels based on the number of transactions processed annually. Here’s a quick snapshot with typical thresholds:

  • Level 1 Merchants:
  • Threshold: Over 6 million transactions per year (or any merchant that has experienced a data breach).
  • Requirements: These merchants face the most stringent requirements, including an annual on-site assessment by a Qualified Security Assessor (QSA) and regular network scans.
  • Level 2 Merchants:
  • Threshold: Between 1 million and 6 million transactions per year.
  • Requirements: Generally required to complete an annual Self-Assessment Questionnaire (SAQ) and undergo quarterly network scans.
  • Level 3 Merchants:
  • Threshold: Between 20,000 and 1 million e-commerce transactions per year.
  • Requirements: Similar to Level 2, with a focus on completing a Self-Assessment Questionnaire (SAQ) and quarterly scans.

  • Level 4 Merchants:

  • Threshold: Fewer than 20,000 e-commerce transactions per year (or up to 1 million transactions across all channels).
  • Requirements: These merchants have the least stringent requirements, typically completing a Self-Assessment Questionnaire (SAQ) and possibly quarterly scans, depending on the specific card brand guidelines.

Our PCI-DSS Compliance Services

We provide end-to-end PCI-DSS compliance solutions, including:

  • PCI Gap Assessment & Risk Analysis – Identifying security vulnerabilities and compliance gaps in your payment processing systems.
  • Secure Network & Data Protection – Implementing firewalls, encryption, and access controls.
  • Vulnerability Management & Penetration Testing – Proactively detecting and mitigating risks.
  • Cardholder Data Encryption & Tokenization – Ensuring secure storage and transmission of payment details.
  • Audit Preparation & Compliance Documentation – Assisting businesses with PCI audits and certificatio
Who needs to comply with PCI-DSS compliance
Financial Sector
Healthcare Industry
E-commerce & Retail
Cloud & IT Infrastructure

PCI-DSS Gap Assessment

Our PCI-DSS Gap Assessment helps organizations evaluate their current security posture against PCI-DSS requirements. We identify non-compliant areas, provide a roadmap for remediation, and ensure your business meets the necessary security standards. This assessment is crucial for companies preparing for PCI audits or looking to strengthen their cardholder data protection measures.

$10B+ Fines

for PCI-DSS non-compliance

80% Breaches

Linked to weak security controls